Features & Benefits
Real-Time Payments
Access real-time payments via TCH's RTP® network, FedNow Service, or Visa Direct and deliver innovative money movement experiences to your customers.
Cloud-Native, Built for Scale
Built on leading cloud services including Amazon Web Services, Orbipay Instant Payments provides you with security and scalability that’s always available. Our cloud-native architecture is built for speed, responsiveness, and reliability and provides you with a strong foundation for innovation.
Open APIs, Microservices-Based Architecture
Orbipay Instant Payments’ Open APIs and microservices based architecture allow you to fine tune your payment services to meet ever changing customer needs and regulatory requirements.
Integrated Fraud and Risk Management
Real-time fraud monitoring and detection including transaction screening against OFAC lists, negative / bad accounts, transaction limits, velocity rules, etc., enables you to manage risk and maintain regulatory compliance
Intelligent Payment Routing
Provides you with flexible options tailored to your needs and payment scenarios.
Ease of Integration
Orbipay Instant Payments’ flexible framework delivers simple and fast integration with core banking, digital banking, fraud and risk management and other internal systems.
ISO 20022 Native Services
Employs data and message models based on ISO 20022 standards helping you drive payments modernization and innovation, greater levels of automation and global messaging consistency.
Built-In Security
Built-in advanced security features to ensure data and privacy protection.
Reporting and Analytics
Comprehensive, in-depth reporting and analytics for unparalleled insight into payment operations.