Clockout

Clockout® enables financial institutions to launch an earned wage access (EWA) program with minimal effort. With Clockout, banks and credit unions customers can access an on-demand pay service within their existing banking apps. Installing Clockout makes it offering earned wage access a breeze. Deliver an essential financial service to grow deposits, revenue, and customer retention.

Features & Benefits

Real-Time Wage Access

Provide your customers with the flexibility they need by offering instant access to their earned wages. This feature helps customers manage unexpected expenses, reducing their reliance on costly payday loans and enhancing their overall financial well-being.

Increased Core Deposits & Revenue Streams

Clockout drives new direct deposits by incentivizing customers to switch their payroll to your bank. Additionally, it opens up new revenue opportunities through transactional income and cross-selling potential, making it a highly profitable addition to your service offerings.

Multi-Job Support & Universal Portability

Clockout allows users to link multiple jobs and income sources, offering universal portability without disrupting service as customers transition between employment opportunities. This flexibility ensures continuous access to earned wages, no matter the job or employer.

Enhanced Customer Loyalty & Retention

By offering Clockout's EWA solution, your financial institution can differentiate itself from competitors, providing a valuable service that increases customer satisfaction and loyalty. This unique feature attracts new customers and helps retain existing ones, fostering long-term relationships.

Seamless Integration & Quick Deployment

Clockout's EWA solution integrates effortlessly with your existing digital banking infrastructure, requiring minimal setup and no additional hardware. This plug-and-play model ensures a smooth and efficient implementation, allowing your institution to offer a cutting-edge financial service with ease.

Regulatory Compliance & Security

Designed with U.S. regulatory requirements in mind, Clockout ensures that your institution remains fully compliant with all relevant laws and guidelines. Our platform leverages your bank's trusted infrastructure, providing a secure and transparent experience for all users.