Plinqit has 2 ways to help banks and credit unions attract deposits. **High Yield Savings by Plinqit** (HYS), for high-volume growth, is a fully white-label way for financial institutions to spin up a digital brand or an affinity brand offering an attractive interest rate to drive new deposits. **Plinqit**, our namesake product, will help you grow low-cost, sticky deposits through financial wellness. And financial institutions can build in cross-sell opportunities for their products.
Features & Benefits
High Yield Savings by Plinqit will help your financial institution with
- New, high-growth deposits
- Digital bank spin-off in a new footprint
- Affinity brand exploration
- Affordable market testing
- Cost-effective implementation and support
Plinqit automated savings and financial wellness helps with
- Low-cost, sticky deposits
- Financial wellness education and supportive CRA data
- Targeted cross-sell opportunities
- Automated savings for your customers or members. Out of sight, out of mind.
- FREE for consumers. They pay nothing if they reach their goal.
- Users earn rewards for engaging with financial literacy content.
Vi.Ledger by Plinqit virtual account ledger is
- Simple
- Informative - see how your depositors are doing
- Complete - we are able to do everything from account opening and online banking platform to money movement, statements, and interest payments
- Built with open APIs, so when you are ready to grow beyond High Yield Savings, we will grow with you